🌟 Welcome to J&K Social Welfare Schemes
ℹ️ About the Social Welfare Department J&K
The Social Welfare Department of Jammu & Kashmir is dedicated to helping the weaker and marginalized sections of our society. The main goal of this department is to bring equality and improve the living standards of people who need support the most.
We provide support to senior citizens, widows, physically challenged individuals, orphans, and poor families. The department runs many helpful programs like giving monthly pensions, providing money for girls' marriages, offering scholarships for poor students, and running training centers to help people learn new skills and get jobs. Our aim is to make sure that no one is left behind and everyone gets a fair chance to live a good and respectful life.
👴 Integrated Social Security Scheme (ISSS)
📖 About Scheme
The Integrated Social Security Scheme (ISSS) is a social welfare scheme implemented by the Government of Jammu and Kashmir through the Social Welfare Department. It provides monthly financial assistance to eligible senior citizens, widows, divorcees, persons with disabilities, and other eligible individuals who have little or no source of livelihood.
👥 Who Can Apply?
- 👴 Old Age Pension: Eligible males aged 60 years or above and females aged 55 years or above, subject to applicable scheme rules.
- 👩 Widow Pension: Eligible widows who fulfil the prescribed eligibility conditions.
- 💐 Divorcee Pension: Eligible divorced women who meet the applicable scheme requirements.
- ♿ Disability Pension: Eligible persons with disabilities who fulfil the prescribed disability and other eligibility conditions.
✅ Eligibility Criteria
- 📍 Must fulfil the applicable residence requirements for Jammu and Kashmir.
- 🎂 Must meet the prescribed age criteria for the selected pension category.
- 🪪 Must satisfy the applicable ration card, income, and other eligibility requirements.
- ♿ Disability pension applicants must provide a valid disability certificate and fulfil the prescribed disability criteria.
- 📝 Applicants must submit the required supporting documents for their respective pension categories.
- 🏢 Applications are subject to verification and approval by the competent Social Welfare authorities.
📂 Documents Required
👴 1. Old Age Pension
- 📄 Domicile Certificate.
- 🏠 Proof of Residence (Voter ID Card / Electricity Bill / Aadhaar Card).
- 🎂 Age Proof (Birth Certificate issued by the last school attended, Municipal Authority, SHO, or Medical Board).
- 🪪 AAY/PHH Ration Card.
- 🆔 Aadhaar Card.
- 🏦 First Page of Bank Passbook for an Aadhaar-linked bank account.
- ✍️ Affidavit duly attested by a Judicial Magistrate 1st Class declaring that the applicant is not receiving any pension or financial assistance from another source.
👩 2. Widow Pension
- 📄 Domicile Certificate.
- 🏠 Proof of Residence (Voter ID Card / Electricity Bill / Aadhaar Card).
- 🎂 Age Proof (Birth Certificate issued by the last school attended, Municipal Authority, SHO, or Medical Board).
- 🕊️ Husband's Death Certificate.
- ✍️ Non-Remarriage Certificate issued by a Gazetted Officer.
- 🪪 AAY/PHH Ration Card.
- 🆔 Aadhaar Card.
- 🏦 First Page of Bank Passbook for an Aadhaar-linked bank account.
- ✍️ Affidavit duly attested by a Judicial Magistrate 1st Class declaring that the applicant is not receiving any pension or financial assistance from another source.
💐 For Divorcee Applicants:
- 📑 Legal proof of divorce.
- ✍️ Affidavit duly attested by a Judicial Magistrate 1st Class declaring that the applicant is not receiving any maintenance allowance.
- 📂 Other applicable documents required under the scheme.
♿ 3. Disability Pension
- 📄 Domicile Certificate.
- 🏠 Proof of Residence (Voter ID Card / Electricity Bill / Aadhaar Card).
- ♿ Disability Certificate showing 40% or more disability, subject to the applicable scheme rules.
- 🪪 Unique Disability ID (UDID) Card.
- 📋 NPHH/PHH/AAY Ration Card.
- 🆔 Aadhaar Card.
- 🏦 First Page of Bank Passbook for an Aadhaar-linked bank account.
- ✍️ Affidavit duly attested by a Judicial Magistrate 1st Class declaring that the applicant is not receiving any pension or financial assistance from another source.
📝 Application Process
- 🌐 Visit the official application portal.
- 📝 Select the relevant pension scheme and applicant category.
- 📂 Prepare and submit the required documents.
- 🔍 Complete the verification process required by the department.
- ✅ The competent authority will review the application and decide on approval.
💡 Important Note
📌 Document requirements may vary according to the applicant's category and the latest departmental instructions. Applicants should verify the current requirements on the official portal or with the concerned Tehsil Social Welfare Office before submitting their applications.
💍 State Marriage Assistance Scheme (SMAS)
📖 About Scheme
The State Marriage Assistance Scheme (SMAS) is a social welfare scheme implemented by the Government of Jammu and Kashmir through the Social Welfare Department. It provides one-time financial assistance to eligible poor, unmarried girls who face financial difficulties in arranging their marriage.
🌸 The scheme aims to help eligible girls get married with dignity and reduce the financial burden on economically weaker families.
💰 Latest Financial Assistance:
- 🟢 AAY Ration Card Holders: ₹75,000 one-time financial assistance.
- 🔵 PHH Ration Card Holders: ₹50,000 one-time financial assistance.
The enhanced assistance for AAY families and the assistance for PHH families are prescribed under Government Order No. 95-JK(SWD) of 2025, dated 3 April 2025.
👥 Who Can Apply
- 👰 Poor, unmarried girls of marriageable age who are identified in the survey lists maintained by the concerned district authorities.
- 🪪 Girls belonging to eligible AAY or PHH ration card holder families.
- 🏠 Applicants who fulfil the applicable residence and other eligibility requirements of the scheme.
✅ Eligibility Criteria
- 🎂 The girl must be above 18 years of age.
- 📋 She must be an identified eligible beneficiary in the survey lists maintained by the concerned District Development Commissioner or District Social Welfare Officer.
- 🪪 Her family must hold an eligible AAY or PHH ration card.
- 🚫 She must not have received similar marriage assistance for the same purpose under another State or Centrally Sponsored Scheme.
- 💍 The benefit can be availed only once under the scheme.
- 🔍 The application is subject to document verification and approval by the competent authority.
📄 Documents Required
- 🆔 Aadhaar Card: Both sides of the bride's Aadhaar Card.
- 🏠 Domicile Certificate: Valid domicile certificate of the applicant.
- 🎂 Age Proof: Birth Certificate issued by the school, Matriculation Certificate, or Birth Certificate issued by the Registrar of Births and Deaths.
- 🪪 Ration Card: Complete copy of the AAY or PHH Ration Card, including the inner and outer pages.
- 📚 Educational Qualification Certificate: As required by the application portal.
- 🏦 Bank Passbook: Bank account details of the applicant.
- 💍 Marriage Invitation Card: As required by the official application checklist.
- ✍️ Affidavit: Duly attested by a Judicial Magistrate First Class.
- 🏦 Aadhaar Seeding Consent Form: Consent for linking Aadhaar with the bank account.
- 📂 Other Supporting Documents: Any additional documents requested by the Social Welfare Department.
📝 Application Process
- 🌐 Visit the official application portal.
- 📝 Register or log in, as required.
- 📋 Select the Marriage Assistance Scheme service.
- 📂 Complete the application form and upload the required documents.
- 🔍 Submit the application for verification by the concerned authorities.
- ✅ The competent authority will process the application and communicate the outcome according to the applicable procedure.
💡 Important Note
The financial assistance amount depends on the family's eligible ration card category: ₹75,000 for AAY and ₹50,000 for PHH families, according to the 2025 government order.
The applicant must satisfy the scheme's identification and eligibility requirements. Submission of an application does not guarantee approval. Please check the latest instructions on the official portal or with the concerned District Social Welfare Office before applying.
🎓 Scholarship Schemes – Jammu & Kashmir
📖 About Scheme
The Social Welfare Department, Government of Jammu and Kashmir, facilitates various scholarship schemes to support students from economically weaker families and eligible reserved categories. These scholarships help students continue their education by providing financial assistance towards educational expenses, maintenance, and other approved costs, subject to the rules of each scheme.
Scholarship schemes may include Pre-Matric Scholarships, Post-Matric Scholarships, and other category-specific educational assistance for eligible SC, OBC, EBC, DNT, and students with disabilities. Minority scholarships and other centrally sponsored schemes are available only where the relevant scheme is currently notified and applications are invited.
👥 Who Can Apply
- 🏫 Pre-Matric Scholarship: Eligible school students studying in the classes covered by the particular scheme.
- 🎓 Post-Matric Scholarship: Eligible students pursuing Class 11th and 12th, diploma, graduation, postgraduate, technical, medical, or other recognized courses covered by the scheme.
- 🪪 SC Students: Students belonging to the Scheduled Caste category who satisfy the relevant scholarship requirements.
- 📋 OBC / EBC / DNT Students: Students belonging to eligible Other Backward Classes, Economically Backward Classes, or De-Notified, Nomadic and Semi-Nomadic Tribes categories under the applicable scheme.
- ♿ Students with Disabilities: Eligible students with disabilities under the relevant scholarship programme.
- 🌐 Minority Students: Students belonging to eligible minority communities, where the relevant scholarship scheme is available for the academic year.
✅ Eligibility Criteria
- 📍 The applicant must fulfil the applicable domicile and residence requirements for Jammu and Kashmir.
- 🏫 The student must be enrolled in a recognized school, college, university, or other eligible educational institution.
- 🪪 The applicant must belong to the category specified under the selected scholarship scheme.
- 💰 The family's annual income must fall within the prescribed limit for that particular scheme.
- 📊 The student must satisfy the applicable academic performance, attendance, course, and other conditions.
- 📚 The course and institution must be recognized and eligible under the selected scholarship programme.
- 🏦 The student must provide valid bank account details for scholarship payment through Direct Benefit Transfer (DBT), wherever applicable.
- 🆔 One-Time Registration (OTR) is mandatory for applications submitted through the National Scholarship Portal.
- 🔍 Applications are subject to document verification by the institution and the concerned departmental authorities.
Important: Income limits, eligible classes, minimum marks, scholarship amounts, and category conditions differ between schemes. For example, the ₹44,500 and ₹1 lakh income limits historically associated with certain OBC pre-matric and post-matric schemes should not be applied to every scholarship. Always follow the current scheme guidelines.
📄 Documents Required
Students should prepare the following documents, as applicable to their selected scholarship and the requirements displayed on the official application portal.
🪪 1. Identity and Residence Documents
- Aadhaar Card of the student.
- Domicile Certificate of Jammu and Kashmir, wherever required.
- Recent passport-size photograph, if requested.
- Valid mobile number and email address.
- One-Time Registration (OTR) number for NSP applications.
📋 2. Category and Income Documents
- Valid SC / OBC / EBC / DNT / disability or other applicable category certificate.
- Income Certificate of parents or guardian issued by the competent authority.
- Ration Card or BPL-related document, if required by the particular scheme.
- Disability Certificate or UDID Card, where applicable.
- Any additional category verification document required by the department.
📚 3. Educational Documents
- Previous year's marksheet or latest qualifying examination marksheet.
- Current admission certificate or bonafide student certificate.
- School or college identity card, if required.
- Admission Fee Receipt or fee structure issued by the institution.
- Course and class details.
- Previous qualification certificate, such as the Matriculation Certificate for post-matric applications, where applicable.
- Academic transcript or other educational records requested by the scheme.
🏦 4. Bank Account Documents
- First page of the student's bank passbook showing the account holder's name, account number, and IFSC code.
- Aadhaar-linked bank account details, wherever required.
- Bank account must be active and eligible to receive DBT payments.
- Aadhaar seeding or bank-related consent documents, if required by the portal.
👨👩👧 5. Additional Documents, If Applicable
- Parent's or guardian's identity and income documents, if requested.
- Hostel certificate or hostel fee details for eligible hostellers.
- Fee receipt and approved fee details for professional or technical courses.
- Renewal application details and previous scholarship information for continuing students.
- Any undertaking, declaration, or additional certificate specified in the current scheme guidelines.
📝 Application Process
- 🌐 Visit the official National Scholarship Portal.
- 🆔 Complete One-Time Registration (OTR), if not already registered.
- 🔐 Log in using the required credentials.
- 📋 Select the scholarship scheme applicable to your category, course, and academic year.
- 📝 Enter personal, academic, category, income, and bank account details.
- 📂 Upload the required documents in the prescribed format.
- ✅ Submit the application and save the application reference number.
- 🏫 Ensure that the educational institution verifies the application.
- 🔍 Track the application status and respond to any deficiency or correction request.
- 🏦 If approved, the scholarship is disbursed according to the applicable scheme's payment rules.
💡 Important Note
📌 Scholarship availability, application dates, income limits, eligible categories, document requirements, and financial assistance amounts may change from one academic year to another.
📌 For Academic Year 2026–27, students should check the live scheme list and official notifications before applying. Not every scholarship is available to every category or class, and a scheme appearing in an older notification does not guarantee that applications are currently open.
📌 Students should submit accurate information and ensure that their bank and Aadhaar details meet the requirements of the selected scheme. Final approval depends on eligibility verification by the concerned institution and department.
🏡 Residential Homes
📖 About Scheme
The government runs special residential homes in different districts for people who have no family or place to live. These include Bal Ashrams (for orphaned boys), Nari Niketans (for helpless women), and Blind Schools. These are not just shelters; the government provides them with completely free food, nice clothes, a safe place to sleep, education, medical checkups, and skill training so they can stand on their own feet.
👥 Who can Apply
- School for Blinds: Blind or visually impaired boys and girls between the age of 6 to 21 years.
- Bal Ashrams: Orphaned boys or boys whose parents cannot afford to feed them, aged between 6 to 16 years.
- Nari Niketans: Widows, divorced women, or helpless women who have no home or source of income.
✅ Eligibility Criteria
- The person must fit the age criteria mentioned above.
- They must provide proof that they are truly helpless, orphaned, or disabled.
- The final admission is checked and approved by the District Social Welfare Officer (DSWO).
📄 Documents Required
- Death certificate of parents (For children applying to Bal Ashrams)
- Valid Medical Disability Certificate (For admission to Blind Schools)
- Residence Proof or a certificate showing destitute/helpless status
- Age Proof Document (Birth certificate or doctor's age estimation)
✂️ Vocational Training Centres
📖 About Scheme
To help young people and women become financially independent, the government has opened Vocational Training Centres and Cottage Industry Centres. Here, they teach useful skills like professional tailoring (stitching clothes), beautiful embroidery, making handicrafts, and stenography (typing). The courses last for 11 months, and the students are also given a small pocket money (stipend) of ₹100 per month as encouragement.
👥 Who can Apply
- Women and young girls who want to learn sewing, tailoring, and crafts to start their own small business from home.
- Unemployed youth who want to learn typing and stenography to get office jobs.
✅ Eligibility Criteria
- Age Limit: 14 to 40 years for Craft and Tailoring courses; 16 to 25 years for Stenography courses.
- Education Needed: Must have passed at least 8th class for craft courses. For Stenography, the student must have passed 12th class (10+2).
📄 Documents Required
- School Qualification Certificate (8th, 10th, or 12th class marks card)
- Age Proof Document
- Domicile certificate of J&K
- Recent Passport Size Photographs
👧 Ladli Beti Scheme – Jammu & Kashmir
📖 About Scheme
🌸 The Ladli Beti Scheme is a financial assistance initiative launched by the Government of Jammu and Kashmir to support the girl child, improve the female sex ratio, and reduce the financial burden on families.
🏦 Under this scheme, the Government contributes ₹1,000 per month to the eligible girl's recurring deposit account for 14 years. After the first phase, the deposit moves into a second phase for a further 7 years, subject to the scheme's rules.
💰 Government Contribution: ₹1,000 per month for 14 years, amounting to a total contribution of ₹1,68,000. The final maturity amount includes applicable interest and depends on the deposit terms.
🎓 The scheme aims to provide long-term financial security to the girl child and help her meet future needs, including higher education and other important expenses.
👥 Who Can Apply
- 👶 Parents or legal guardians of eligible girl children born on or after 1 April 2015.
- 📍 Families residing in the eligible districts of Jammu and Kashmir.
- 💰 Families whose annual income from all sources is less than ₹75,000.
- 🏦 Applicants who fulfil the prescribed bank account, documentation, and departmental verification requirements.
🗺️ Eligible Districts
The scheme covers eligible applicants from the following eight districts:
- 📍 Jammu
- 📍 Srinagar
- 📍 Anantnag
- 📍 Budgam
- 📍 Kathua
- 📍 Kishtwar
- 📍 Pulwama
- 📍 Samba
✅ Eligibility Criteria
- 👧 The girl child must have been born on or after 1 April 2015.
- 💰 The annual income of the parents or guardian from all sources must be below ₹75,000.
- 🏠 The girl child and her family must fulfil the residence requirements for the eligible district.
- 🏦 A Ladli Beti recurring deposit account must be opened according to the prescribed banking procedure.
- 📄 The applicant must submit the required documents and complete the application process.
- 🔍 The application is subject to verification and approval by the concerned authorities.
📄 Documents Required
Prepare the following documents for the application, subject to the latest portal checklist:
- 🆔 Aadhaar Card of the Girl Child: Required as specified by the scheme.
- 👨 Identity Proof of the Father: Aadhaar Card, Domicile Certificate, Voter ID Card, PAN Card, Passport, Driving Licence, or another accepted identity document.
- 🏠 Domicile Certificate of the Father: As specified in the official service requirements.
- 📍 Address Proof: An accepted document such as a Voter ID Card, Electricity Bill, Passport, Driving Licence, or Bank Passbook.
- 💰 Income Certificate: Issued by the competent authority, confirming that the family's annual income is below ₹75,000.
- 👶 Date of Birth Proof: Official Birth Certificate of the girl child.
- 🏥 Mother and Child Protection (MCP) Card: Issued through the relevant health facility or healthcare worker.
- 🏦 Ladli Beti Bank Account Details: Account number provided by the bank for the scheme.
- 📝 Application Form: Completed as required by the official portal.
- 👨👩👧 Parent/Guardian KYC Documents: Documents required by the bank for account opening.
- 📂 Additional Documents: Any other document requested by the bank or Social Welfare Department.
📝 Application Process
- 🏦 Open the Bank Account: Visit the designated J&K Bank branch and follow the prescribed process for opening a Ladli Beti recurring deposit account.
- 🔢 Obtain the Account Number: Collect the 16-digit Ladli Beti account number from the bank.
- 🌐 Visit the Official Portal: Open the Jansugam Jammu and Kashmir website.
- 📝 Register or Log In: Create your account or sign in to the ServicePlus portal.
- 📋 Select the Scheme: Choose the service for financial assistance under the Ladli Beti Scheme.
- 🏦 Enter Bank Details: Enter the required account details, including the Ladli Beti account number.
- 📂 Upload Documents: Submit the required identity, income, residence, and birth-related documents.
- ✅ Submit the Application: Review the details and submit the application for verification.
- 🔍 Track the Application: Follow the application status and respond to any additional document requests.
- 🪙 Phase I: Government contribution of ₹1,000 per month for 14 years.
- 🏦 Total Government Contribution: ₹1,68,000 over the 14-year contribution period.
- 📈 Phase II: The deposit moves into a cumulative term deposit for 7 years.
- 🎓 Maturity Benefit: The maturity amount, including applicable interest, is paid according to the scheme's prescribed maturity conditions.
- 📅 Maturity Conditions: Payment is governed by the applicable rules, including the girl's age and the deposit-period requirements. The scheme specifies the relevant maturity date as the later of the prescribed age, deposit-period, or post-installment conditions.
💡 Important Note
📌 The annual family income must be less than ₹75,000.Families with income equal to or above this limit do not meet the stated income criterion.
📌 The government contribution is ₹1,68,000 over 14 years; this is not the final maturity amount. The final amount depends on the applicable deposit interest and scheme conditions.
📌 Applicants should verify the latest document checklist and account-opening requirements with the designated bank branch or Social Welfare Department before applying.